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Index » Regional/Local » USA/Canada » Student Loan Uprising Page: Previous  1, 2, 3, ... 16, 17, 18  Next
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beamends

beamends Avatar



Posted: May 17, 2011 - 6:42am

 callum wrote:

Your link is behind a registration wall look here instead

 
I think they need to look at the 'success' assorted failed attempts to do this over the years (works canteens being the biggest culprit). I'm not a huge fan of McDonalds, but on the occasions I do visit and it's busy the hold up is always too many staff falling all over each other and getting little done (mind you the poor staff probably can't think with all those bloody alarms going off all the time). Would I buy a meal from a hole-in-the-wall? No way. And I'm certainly not paying with plastic.

(former member)

(former member) Avatar



Posted: May 17, 2011 - 6:06am

Based on the quality of service I have received recently in fast food outlets.... they don't deserve to work in McDonalds.
Granted, I only hit a fast food place a few times a year, but I still can't recall the last time I got good service.  Not since we've lived here.  Not the entire time we lived in TN.  Must have been the Dunkin' Donuts in Charlotte Harbor... I think its a cigarette store now.  That was over 4 years ago.


callum

callum Avatar

Location: its wet, windy and chilly....take a guess
Gender: Male


Posted: May 17, 2011 - 2:07am

 buzz wrote:

they wont be working at McD's
 

McDonald’s to shake up food ordering system

 
this is Europe, but it will come to a McD's near you soon 
 
Your link is behind a registration wall look here instead


buzz

buzz Avatar

Location: up the boohai


Posted: May 16, 2011 - 7:04am

 bokey wrote:
How is the next generation supposed to pay off this generations debt if they're all working at McDonalds?{#Stupid}

 
 
they wont be working at McD's
 

McDonald’s to shake up food ordering system

 
this is Europe, but it will come to a McD's near you soon 
bokey

bokey Avatar

Gender: Male


Posted: May 16, 2011 - 6:51am

How is the next generation supposed to pay off this generations debt if they're all working at McDonalds? {#Stupid}

 

hippiechick

hippiechick Avatar

Location: topsy turvy land
Gender: Female


Posted: May 16, 2011 - 6:40am

 Zep wrote:

Big if: IF they continue to award the same scholarships in the second, third, and fourth years.

Yes it's just mind-boggling.  The U.S. is becoming a third-world country.

 
I was listening to a spot on NPR about China this morning; we are running so far behind them, it's ridiculous. Third world might be a little extreme, but we are definitely not doing what we should be doing in order to keep our country viable.

Zep

Zep Avatar

Location: Funkytown


Posted: May 16, 2011 - 6:32am

 rosedraws wrote:
Many schools (especially higher end) have GENEROUS financial aid packages.....

The consequences of this system are astounding... on so many levels.
 
Big if: IF they continue to award the same scholarships in the second, third, and fourth years.

Yes it's just mind-boggling.  The U.S. is becoming a third-world country.


rosedraws

rosedraws Avatar

Location: close to the edge
Gender: Female


Posted: May 16, 2011 - 6:29am

 miamizsun wrote:
I don't agree with Dr North on several philosophical issues, however his message here has some relevance. Worth the eight mins.



 
Interesting!  But he's so wrong about teachers (community colleges use adjuncts with ZERO teaching experience)... and also In-State tuition.  Every school we checked into requires TWO YEARS of living in the state (proven by checkstubs, utility bills, etc) to qualify.

That makes me suspect about the rest of his "facts"... but, facts aside, there are terrific ideas here.

miamizsun

miamizsun Avatar

Location: (3283.1 Miles SE of RP)
Gender: Male


Posted: May 16, 2011 - 6:08am

I don't agree with Dr North on several philosophical issues, however his message here has some relevance. Worth the eight mins.


rosedraws

rosedraws Avatar

Location: close to the edge
Gender: Female


Posted: May 16, 2011 - 6:02am

 meower wrote: 
The students' stories are especially interesting.  They take the loans without doing the math.

Here's some math I've done, I think people should know all this, and I don't get whythehell the high schools don't teach it!

The cost of a Bachelor's Degree (just tuition... based on NH/New England schools, which are pretty typical)

In-state community college: $22,000
In-state low-end 4-yr college: $40,000
In-state high-end 4-yr college: $50,000
Specialized college (like Full Sail): $72,000
Regional college, out-of-state (ie, UMass): $92,000
Ivy League (MIT, Brown): $160,000

Many schools (especially higher end) have GENEROUS financial aid packages, but this is the starting line.  I've found that people my age who don't have kids, and anyone with kids out of college more than 10 years, seem to have a very difficult time accepting these numbers.

Now, about the loans.

Full sail tuition and living expenses for 2 years (accelerated Bachelors program) is $110,000. 

- Scholarships of $30K, means $80K to borrow.

- we got the max possible of gov't student loans.
- the rest was the gov't parent loan.
(this means we borrowed at the lowest rates possible.)

To pay back those loans in 10 years means a payment of $930 per month.

You can spread part of the payments out to 30 years, which would make the payments $670 per month.

The 10 year plan is $21,000 in interest.  The 30 year plan means $68,000 in interest.
And these numbers are with the LOWEST rates possible.  People taking out private student loans are in a financial hole that is almost always impossible to manage.

The consequences of this system are astounding... on so many levels.

meower

meower Avatar

Location: i believe, i believe, it's silly, but I believe
Gender: Female


Posted: May 16, 2011 - 5:16am

http://www.npr.org/2011/05/16/136214779/college-student-debt-grows-is-it-worth-it

College Student Debt Grows. Is It Worth It?



http://www.npr.org/2011/05/16/136276157/college-students-navigate-financial-life 

College Students Navigate Financial Life



islander

islander Avatar

Location: West coast somewhere
Gender: Male


Posted: May 14, 2011 - 7:15am

 ptooey wrote:

  Ahh.  No.
 
I understand, I would keep those secrets too.
ptooey

ptooey Avatar

Location: right behind you. no, over there.
Gender: Male


Posted: May 13, 2011 - 7:34pm

 islander wrote:

Groupies?  
 
  Ahh.  No.

Yibbyl

Yibbyl Avatar

Location: Gaäd only knows
Gender: Male


Posted: May 13, 2011 - 7:18pm

 rosedraws wrote:
Talked to the teen.  It went really well.    so far?

He was kinda crushed and really angry, then a teary eyed "now whatthehellamIgonnado"

He's applying for Apple Genius jobs now...  New Plan: Genius by day, club DJ by night. 
 
Glad to hear it was relatively smooth.  I was kind of wondering about the DJing thing - not exactly like "running sound".  Kind of an apples & oranges deal...both are fruit, but don't taste anything like the other!  DJing may lead to an interest in working with other artists, though.  Time will tell.

Yibbyl

Yibbyl Avatar

Location: Gaäd only knows
Gender: Male


Posted: May 13, 2011 - 7:02pm

 rosedraws wrote:
Was this the day job that supported a music habit?
 
Well, not really the complete story...  I first got on a mixing board in the early `80's, had a few years off, then late `80's supported myself running live sound, another break, then mid `90's to 2002 worked on the side running live sound and recording.  Also, from the late `80's to present have also picked up some spare change as a luthier and making/modifying guitar effects pedals.

Lazy8

Lazy8 Avatar

Location: The Gallatin Valley of Montana
Gender: Male


Posted: May 13, 2011 - 2:49pm

 ptooey wrote:
Late to the table, as usual.
 
Not exactly the big time glamor, but I ended up getting to do sound for live acts when I was a college because I worked as a janitor in the student union.  The "facilities crew" also had to do the assembly/teardown of the stages when bands played, it got around that I had a decent pair of ears and could plug the right cords into the right places and they let me run the board.  I got to do sound for a bunch of local and regional acts, as well as a few national touring bands, and I got to carry one of Todd Park Mohr's guitar cases.  Also, I got paid money to pay for the college degree that got me a career. 

/tangential

Hardly: my youngest and I do sound for our local volunteer music and dance organization. Working with top-notch people and equipment that needs lots of attention. It's great training and we get cheap seats for shows. It could lead to paying work if we had the ambition.

islander

islander Avatar

Location: West coast somewhere
Gender: Male


Posted: May 13, 2011 - 2:14pm

 ptooey wrote:
Late to the table, as usual.
 
Not exactly the big time glamor, but I ended up getting to do sound for live acts when I was a college because I worked as a janitor in the student union.  The "facilities crew" also had to do the assembly/teardown of the stages when bands played, it got around that I had a decent pair of ears and could plug the right cords into the right places and they let me run the board.  I got to do sound for a bunch of local and regional acts, as well as a few national touring bands, and I got to carry one of Todd Park Mohr's guitar cases.  Also, I got paid money to pay for the college degree that got me a career. 

/tangential
 
Groupies?  

callum

callum Avatar

Location: its wet, windy and chilly....take a guess
Gender: Male


Posted: May 13, 2011 - 1:34pm

 rosedraws wrote:

I KNOW

I would come on the trip anyway... but I told the kid we'd use that money for him to travel somewhere with possible jobs or bands or something.

So... here's the new bribe.  Find the teen a job near you and I'll definitely come visit!! 
 
Down here festivals (like this) take volunteers.  Its a good chance to get hands on experience and make contacts.  Doe they do the same in the states? If not it would be a pretty awesome way to travel around Europe, crewing festivals.  The teen would have to get some camping going though!
NoEnzLefttoSplit

NoEnzLefttoSplit Avatar

Gender: Male


Posted: May 13, 2011 - 1:33pm

 ptooey wrote:
Late to the table, as usual.
 
Not exactly the big time glamor, but I ended up getting to do sound for live acts when I was a college because I worked as a janitor in the student union.  The "facilities crew" also had to do the assembly/teardown of the stages when bands played, it got around that I had a decent pair of ears and could plug the right cords into the right places and they let me run the board.  I got to do sound for a bunch of local and regional acts, as well as a few national touring bands, and I got to carry one of Todd Park Mohr's guitar cases.  Also, I got paid money to pay for the college degree that got me a career. 

/tangential

 
:thumbs-up:

ptooey

ptooey Avatar

Location: right behind you. no, over there.
Gender: Male


Posted: May 13, 2011 - 1:30pm

Late to the table, as usual.
 
Not exactly the big time glamor, but I ended up getting to do sound for live acts when I was a college because I worked as a janitor in the student union.  The "facilities crew" also had to do the assembly/teardown of the stages when bands played, it got around that I had a decent pair of ears and could plug the right cords into the right places and they let me run the board.  I got to do sound for a bunch of local and regional acts, as well as a few national touring bands, and I got to carry one of Todd Park Mohr's guitar cases.  Also, I got paid money to pay for the college degree that got me a career. 

/tangential
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