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Index » Regional/Local » USA/Canada » Health Care Page: Previous  1, 2, 3 ... , 264, 265, 266  Next
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bokey

bokey Avatar

Gender: Male


Posted: Oct 30, 2008 - 9:49pm

 OlderThanDirt wrote:

There are many doctors in our area who will not take new Medicare patients, even those with private, supplemental "Medigap" policies.   L's doctor left the group with which she had practiced for several years to start her own "boutique" practice.   L discovered that finding a new doctor that would take her was not easy, and practically impossible without the supplement.   Our cost for the supplement plus Medicare part B is about $650 per month.   Makes me wonder what all those MC deductions from our salaries are being used for.
 
  My dad  pays a little under $300 a month for medicare and Aetna as a supplemental, but he was an uber geek for  defense contractors during the glory days of retirement funds and has some crazy benefits, the likes of which no American will ever see again. I don't know what the same coverage would cost some guy trying to scrape up the payments out of what is left of his IRA.

OlderThanDirt

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Location: In Transit
Gender: Male


Posted: Oct 30, 2008 - 9:43pm

 ScottFromWyoming wrote:




Wouldn't surprise me.  {#Lol}
ScottFromWyoming

ScottFromWyoming Avatar

Location: Powell
Gender: Male


Posted: Oct 30, 2008 - 9:39pm

OlderThanDirt wrote:

There are many doctors in our area who will not take new Medicare patients, even those with private, supplemental "Medigap" policies. L's doctor left the group with which she had practiced for several years to start her own "boutique" practice. L discovered that finding a new doctor that would take her was not easy, and practically impossible without the supplement. Our cost for the supplement plus Medicare part B is about $650 per month. Makes me wonder what all those MC deductions from our salaries are being used for.




OlderThanDirt

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Location: In Transit
Gender: Male


Posted: Oct 30, 2008 - 9:18pm

 bokey wrote:

 It's abused by doctors and is difficult for the elderly to understand.

 It's far from perfect, but is a heck of a lot better then the VA ,IRS or SSA in my experience.
 
There are many doctors in our area who will not take new Medicare patients, even those with private, supplemental "Medigap" policies.  L's doctor left the group with which she had practiced for several years to start her own "boutique" practice.  L discovered that finding a new doctor that would take her was not easy, and practically impossible without the supplement.  Our cost for the supplement plus Medicare part B is about $650 per month.  Makes me wonder what all those MC deductions from our salaries are being used for.

bokey

bokey Avatar

Gender: Male


Posted: Oct 30, 2008 - 9:00pm

 rosedraws wrote:

This is so well said.

My questions:

- Isn't Medicare a totally successful program?

- Is it really not feasible to run a National Health Care that way?

- What are the current costs to the government, brought on by the uninsured?
 
 It's abused by doctors and is difficult for the elderly to understand.

 It's far from perfect, but is a heck of a lot better then the VA , IRS or SSA in my experience.

rosedraws

rosedraws Avatar

Location: close to the edge
Gender: Female


Posted: Oct 30, 2008 - 8:52pm

ScottN wrote:

United Health Care, located here in the Minneapolis/St.Paul metro. pays it CEO about $100 Million/year. Yes, I have my zeroes correctly counted. Start there. I am a capitalist; a small business owner. I believe in a free market, generally. I believe the source of the problem here lies in the inherent contradiction of having a vendor whose interest is in minimizing costs and maximizing income and profits be the source of care. No system works everywhere, and the free market has not worked here. We have public schools, libraries, roads, bridges, and on. Health care should be available to all. Gov't can legislate proscriptions and rules to avoid abuse. The idea that a free market, and competition that comes with it, will inevitably benefit the consumer has been completely co-opted in the case of health care....and we are all paying.

This is so well said.

My questions:

- Isn't Medicare a totally successful program?

- Is it really not feasible to run a National Health Care that way?

- What are the current costs to the government, brought on by the uninsured?

cc_rider

cc_rider Avatar

Location: Bastrop
Gender: Male


Posted: Aug 4, 2008 - 11:28am

sherbeari wrote:


There is very select list of generic prescription drugs that you may be able to fill at Walmart and Target for $4 each. If you have trouble paying, "needy meds" may be able to help. If you live in CA, you can also get a "California Rx card" .

Just thought I would throw that out there for you.

{#Hug}



Thanks. My pharmacy checks for generic substitutes already. Of course none of mine are generic yet. I'm not hurting THAT bad yet, it's just one more straw, y'know?

c.

sherbeari

sherbeari Avatar

Location: Oak Park, CA
Gender: Female


Posted: Aug 4, 2008 - 9:55am

 cc_rider wrote:
I am planning to leave my current employer in a few months, maybe less. It is very likely I will just go 'bare' for the foreseeable future. I will TRY to put money aside, maybe create another account for the purpose, but I will have $200-$300/month prescription expenses without insurance. Still, it'll be a fraction of what health insurance would cost. My employer pays all of it right now, which is a huge reason I have not had a raise as long as I can remember.

I have arrived at the conclusion health insurers are some of the worst bunch of crooks ever to come down the pike. Besides the brain trusts in Washington, of course.

c.


 

There is very select list of generic prescription drugs that you may be able to fill at Walmart and Target for $4 each. If you have trouble paying, "needy meds" may be able to help. If you live in CA, you can also get a "California Rx card" .

Just thought I would throw that out there for you.

{#Hug}
bokey

bokey Avatar

Gender: Male


Posted: Aug 4, 2008 - 9:51am

 cc_rider wrote:

I am planning to leave my current employer in a few months, maybe less. It is very likely I will just go 'bare' for the foreseeable future. I will TRY to put money aside, maybe create another account for the purpose, but I will have $200-$300/month prescription expenses without insurance. Still, it'll be a fraction of what health insurance would cost. My employer pays all of it right now, which is a huge reason I have not had a raise as long as I can remember.

I have arrived at the conclusion health insurers are some of the worst bunch of crooks ever to come down the pike. Besides the brain trusts in Washington, of course.

c.



 
 It's a great system they have.  " They" add the shit to our food that clogs our arteries and pollutes our bodies, then "they" charge us astronomical amounts to fix (or better yet, control) the damage  if we want to live .

cc_rider

cc_rider Avatar

Location: Bastrop
Gender: Male


Posted: Aug 4, 2008 - 9:47am

bokey wrote:
Health care just keeps getting more and more out of reach for average Americans{#Fire}.
.

Prescription Data Used To Assess Consumers
Records Aid Insurers but Prompt Privacy Concerns
By Ellen Nakashima
Washington Post Staff Writer
Monday, August 4, 2008


"When an insurer makes an online query about an applicant, Ingenix or Milliman's servers scour the data and within minutes or less return reports to a central server at the company. The server aggregates the information going back as far as five years, including the drugs and dosages prescribed, dates filled and refilled, the therapeutic class and the name and address of the prescribing doctor.

Then comes the analysis.

Ingenix's MedPoint tool provides insurers a "pharmacy risk score," or a number that represents an "expected risk" for a group of people, such as 30- to 35-year-old women who have taken prescription drugs, Stenson said. Higher scores imply higher medical costs."
(click here)


I am planning to leave my current employer in a few months, maybe less. It is very likely I will just go 'bare' for the foreseeable future. I will TRY to put money aside, maybe create another account for the purpose, but I will have $200-$300/month prescription expenses without insurance. Still, it'll be a fraction of what health insurance would cost. My employer pays all of it right now, which is a huge reason I have not had a raise as long as I can remember.

I have arrived at the conclusion health insurers are some of the worst bunch of crooks ever to come down the pike. Besides the brain trusts in Washington, of course.

c.


bokey

bokey Avatar

Gender: Male


Posted: Aug 4, 2008 - 9:13am

Health care just keeps getting more and more out of reach for average Americans{#Fire}.
.

Prescription Data Used To Assess Consumers
Records Aid Insurers but Prompt Privacy Concerns
By Ellen Nakashima
Washington Post Staff Writer
Monday, August 4, 2008


  "When an insurer makes an online query about an applicant, Ingenix or Milliman's servers scour the data and within minutes or less return reports to a central server at the company. The server aggregates the information going back as far as five years, including the drugs and dosages prescribed, dates filled and refilled, the therapeutic class and the name and address of the prescribing doctor.

Then comes the analysis.

Ingenix's MedPoint tool provides insurers a "pharmacy risk score, " or a number that represents an "expected risk" for a group of people, such as 30- to 35-year-old women who have taken prescription drugs, Stenson said. Higher scores imply higher medical costs. "
  (click here)


Zukiwi

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Location: Montreal's suburb
Gender: Female


Posted: Apr 7, 2008 - 5:20am

laozilover

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Location: K Town (Kenosha, Wisconsin)
Gender: Male


Posted: Jun 9, 2007 - 10:49am

laozilover

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Location: K Town (Kenosha, Wisconsin)
Gender: Male


Posted: May 14, 2007 - 9:26am

coding_to_music

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Location: Beantown
Gender: Male


Posted: Nov 28, 2006 - 3:23pm

Inamorato

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Location: Twin Cities
Gender: Male


Posted: Oct 16, 2006 - 10:13am

(former member)

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Gender: Male


Posted: Apr 2, 2006 - 8:28am

Zukiwi

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Location: Montreal's suburb
Gender: Female


Posted: Apr 2, 2006 - 8:11am

Zukiwi

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Location: Montreal's suburb
Gender: Female


Posted: Apr 2, 2006 - 7:45am

Student

Student Avatar

Location: Ontario, Canada
Gender: Male


Posted: Apr 2, 2006 - 7:11am

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